I will keep adding to this- contributions most welcome from all regions or countries. I will have a look at all UK regions eg Scotland.
Nursing and personal care is free in Scotland for those over 65 years of age (paid for by the Government—!) (http://www.gov.scot/Topics/Health/Support-Social-Care/Support/Older-People/Free-Personal-Nursing-Care). Need to check if a person has to have lived in Scotland for so many years prior in order to receive this . Be interesting to analyses the possible effect on this? Do people have more of an option to remin in their own home than they do in England? Assessment is done by the Local Authority. Some care at home must be paid for such as shopping, but some services are free (ibid).
As it stands now (2015) – similar to England http://www.nidirect.gov.uk/your-home-your-assets-and-your-care-home-fees
Similar to England http://www.ageuk.org.uk/cymru/home-and-care/care-homes/
Alternatives to going in a care home;
Before 7 years make a gift of home to offspring. Many solicitors will not do this- they regard it as fraud.
Go in a granny annex at your offspring’s house if social services allow it.
Find an agency and invite a student to live with you- in return he or she cares for you so many hours a day.Murphy (2012) http://www.theguardian.com/money/2012/jan/06/homeshare-scheme-tackle-housing-crisis
Advertise for a live in carer , or visitor or carer but check their credentials !
Some agencies do offer live-in carers for a fee!!
Age UK will provide carers for an hourly fee
Age UK will provide round the clock care- if you bequest them your property.
Charities will advise besides Age UK- there are others. They may even offer grants (see below- Help the Heroes).
Ask people in the community to shop for you.
Refuse to go- they may label you as “lacking mental capacity”.
Relatives- if you support their “fight” to remain in their own home or at your home, you may be banned from being involved or even visiting them.
Go to cheaper care overseas (Dimon 2014 Hasta La Vista Gran ). .
Live with a friend.
Join a commune.
Become a nun or charity body member.
Live in a hotel- one couple did this Will regulations eventually prohibit this? http://www.telegraph.co.uk/news/uknews/1562763/Pensioners-lived-in-a-Travelodge-for-22-years.html (2007)
A positive example- a war veteran , petition signed, has a grant from Help the Heroes for a live in carer –
This is short term so the council have offered to pay for care with payment being taken from the eventual sale of his house http://www.bbc.co.uk/news/uk-england-london-32471877
A charity in Ireland called ALONE has undertaken a report regarding this issue “The charity Alone, which provides services for older people in need, has said that a third of people currently in nursing homes could live at home if they were supported to do so” (rte.ie) .”Instead of spending €1,600 a week on a nursing home, maybe some of that money could be drawn down to purchase services in your own home for €500 or €600, he said” (ibid), http://www.rte.ie/news/2015/0622/709653-nursing-homes/ EINnews
Has been focus on retirement villages for some time but here it is again http://www.telegraph.co.uk/news/health/elder/11803577/End-of-the-care-home.html (ack Strength in Numbers). Consider eg Joseph Rowntree UK.
Also sheltered housing such as Anchor.
Yes we will always need care homes but please, only when absolutely essential.
LA/politicians remember- community care is far cheaper than care in care homes. Are we simply supporting businesses?
Yes- many love living in care homes but it does not suit the majority.
Some people it does suit http://www.ageuk.org.uk/home-and-care/care-homes/inside-a-care-home/
This is not all about being able to leave your property to your family- technically you do not own it yourself anyway- the Government do. It is about quality of life- you should be cared for where you want to be cared for and in the manner in which you wish to be cared for.